/*
Theme Name: Indus Advisors
Description: Theme for Indus Advisors Limited, ICAEW Chartered Accountants.
Author: Indus Advisors
Version: 2.0
Text Domain: indus
*/

:root{
--navy:#02442a;--navy-d:#012b1a;--navy-l:#0a5c3a;
--gold:#c9b597;--gold-d:#a8906b;--gold-l:#ddd0b8;
--sand:#f7f3ec;--cream:#fcfaf6;--line:#e6e1d6;
--ink:#1a2420;--muted:#5f6b64;--white:#fff;
--shadow:0 24px 60px -32px rgba(2,68,42,.4);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:120px}
body{font-family:Inter,system-ui,-apple-system,sans-serif;color:var(--ink);background:var(--white);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:Fraunces,Georgia,serif;font-weight:600;line-height:1.14;color:var(--navy);letter-spacing:-.01em}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.wrap{max-width:1200px;margin:0 auto;padding:0 28px}
.btn{display:inline-flex;align-items:center;gap:9px;padding:15px 30px;border-radius:999px;font-weight:600;font-size:15px;transition:.22s ease;border:0;cursor:pointer;font-family:inherit}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:var(--gold-l);transform:translateY(-1px);box-shadow:0 10px 24px -10px rgba(168,144,107,.7)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-l)}
.btn-line{border:1.5px solid rgba(255,255,255,.45);color:#fff}
.btn-line:hover{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.8)}
.btn-ghost{border:1.5px solid var(--line);color:var(--navy)}
.btn-ghost:hover{border-color:var(--navy);background:var(--sand)}
.eyebrow{font-size:12.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-d);font-weight:600;margin-bottom:16px}

/* ---- top bar + header ---- */
.topbar{background:var(--navy-d);color:rgba(255,255,255,.82);font-size:13.5px}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;height:42px;gap:20px}
.topbar a{display:inline-flex;align-items:center;gap:7px}
.topbar a:hover{color:var(--gold-l)}
.topbar .l{display:flex;gap:26px}
.topbar svg{width:14px;height:14px;stroke:var(--gold);fill:none;stroke-width:2}
header{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.97);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:92px;gap:24px}
.logo img{height:62px}
.menu{display:flex;gap:28px;align-items:center}
.menu>a{color:var(--navy);font-size:15px;font-weight:500;position:relative;padding:6px 0}
.menu>a::after{content:"";position:absolute;left:0;bottom:0;width:0;height:2px;background:var(--gold);transition:.25s}
.menu>a:hover::after{width:100%}
#tog{display:none;background:none;border:0;color:var(--navy);font-size:26px;cursor:pointer}

/* ---- hero ---- */
.hero{background:var(--navy);color:#fff;padding:100px 0 110px;position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background:
 radial-gradient(900px 420px at 88% 8%,rgba(201,181,151,.22),transparent 65%),
 radial-gradient(700px 500px at 5% 95%,rgba(10,92,58,.9),transparent 60%)}
.hero::after{content:"";position:absolute;right:-180px;top:40px;width:620px;height:620px;border:1px solid rgba(201,181,151,.18);border-radius:50%}
.hero-grid{display:grid;grid-template-columns:1.2fr .85fr;gap:64px;align-items:center;position:relative;z-index:2}
.hero .eyebrow{color:var(--gold)}
.hero h1{color:#fff;font-size:clamp(42px,5.4vw,66px);margin-bottom:24px}
.hero h1 em{font-style:italic;color:var(--gold);font-weight:400}
.lead{font-size:19.5px;color:rgba(255,255,255,.82);max-width:580px;margin-bottom:36px}
.ctas{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.ctas small{color:rgba(255,255,255,.6);font-size:13.5px;width:100%;margin-top:6px}
.quote-card{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);border-radius:22px;padding:36px;backdrop-filter:blur(6px)}
.quote-card h3{color:#fff;font-size:21px;margin-bottom:6px}
.quote-card>p{color:rgba(255,255,255,.65);font-size:14.5px;margin-bottom:22px}
.qform{display:grid;gap:11px}
.qform input,.qform select{width:100%;padding:13px 15px;border:1px solid rgba(255,255,255,.2);border-radius:10px;background:rgba(255,255,255,.08);color:#fff;font:inherit;font-size:15px}
.qform input::placeholder{color:rgba(255,255,255,.5)}
.qform select{color:rgba(255,255,255,.85)}
.qform select option{color:var(--ink)}
.qform input:focus,.qform select:focus{outline:0;border-color:var(--gold);background:rgba(255,255,255,.14)}
.qform .btn{justify-content:center;width:100%}
.qform small{color:rgba(255,255,255,.5);font-size:12px;line-height:1.5}

/* ---- trust strip ---- */
.trust{background:var(--sand);border-bottom:1px solid var(--line)}
.trust .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line)}
.trust div{background:var(--sand);padding:30px 18px;text-align:center}
.trust b{font-family:Fraunces,serif;font-size:19px;color:var(--navy);display:block;margin-bottom:3px}
.trust span{font-size:13.5px;color:var(--muted)}

section{padding:104px 0}
.head{max-width:700px;margin-bottom:60px}
.head.ctr{margin-left:auto;margin-right:auto;text-align:center}
.head h2{font-size:clamp(32px,3.8vw,46px);margin-bottom:18px}
.head p{color:var(--muted);font-size:18.5px}

/* ---- accreditation ---- */
.accred{background:#fff;padding:44px 0;border-bottom:1px solid var(--line)}
.accred .wrap{display:flex;align-items:center;gap:44px;flex-wrap:wrap;justify-content:center;text-align:center}
.accred img{height:74px;width:auto}
.accred p{color:var(--muted);max-width:560px;font-size:15.5px;text-align:left}

/* ---- services ---- */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.card{border:1px solid var(--line);border-radius:20px;padding:36px;background:#fff;transition:.28s ease}
.card:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:transparent}
.ico{width:54px;height:54px;border-radius:15px;background:linear-gradient(140deg,rgba(2,68,42,.1),rgba(201,181,151,.22));display:grid;place-items:center;margin-bottom:24px}
.ico svg{width:26px;height:26px;stroke:var(--navy);fill:none;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.card h3{font-size:21.5px;margin-bottom:11px}
.card p{color:var(--muted);font-size:15.5px}
.card .more{display:inline-block;margin-top:16px;color:var(--navy);font-weight:600;font-size:14.5px}
.card .more::after{content:" \2192";color:var(--gold-d)}

/* ---- meet us ---- */
.meet{background:var(--sand)}
.meet-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.meet-c{background:#fff;border-radius:20px;padding:38px 32px;text-align:center;border:1px solid var(--line)}
.meet-c .ico{margin:0 auto 22px}
.meet-c h3{font-size:21px;margin-bottom:10px}
.meet-c p{color:var(--muted);font-size:15.5px;margin-bottom:18px}
.meet-c a{font-weight:600;color:var(--navy);border-bottom:2px solid var(--gold);padding-bottom:2px}

/* ---- private client ---- */
.pc{background:var(--navy);color:#fff;position:relative;overflow:hidden}
.pc::after{content:"";position:absolute;left:-200px;bottom:-240px;width:560px;height:560px;border:1px solid rgba(201,181,151,.16);border-radius:50%}
.pc h2,.pc h3{color:#fff}
.pc .eyebrow{color:var(--gold)}
.pc .head p{color:rgba(255,255,255,.78)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:66px;align-items:center;position:relative;z-index:2}
.pc-list{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.pc-item{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.13);border-radius:16px;padding:22px}
.pc-item h4{color:#fff;font-size:17px;margin-bottom:6px}
.pc-item p{color:rgba(255,255,255,.68);font-size:14px;line-height:1.55}

/* ---- who we help ---- */
.seg{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.seg a{border:1px solid var(--line);border-radius:16px;padding:26px 22px;transition:.22s;background:#fff}
.seg a:hover{border-color:var(--navy);background:var(--sand)}
.seg h4{font-size:17.5px;margin-bottom:6px}
.seg p{color:var(--muted);font-size:14px;line-height:1.5}

/* ---- comparison ---- */
.cmp-wrap{overflow-x:auto;border-radius:20px;border:1px solid var(--line)}
.cmp{width:100%;border-collapse:collapse;min-width:680px;font-size:15.5px;background:#fff}
.cmp th,.cmp td{padding:20px 24px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
.cmp tr:last-child th,.cmp tr:last-child td{border-bottom:0}
.cmp thead th{font-family:Fraunces,serif;font-size:19px;color:var(--navy);background:var(--sand)}
.cmp thead th.us{background:var(--navy);color:#fff}
.cmp td:first-child{font-weight:600;color:var(--navy);width:23%}
.cmp td:nth-child(2){color:var(--muted)}
.cmp td.us{background:rgba(2,68,42,.045);font-weight:500;color:var(--navy)}

/* ---- packages ---- */
.pk{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;align-items:start}
.pk-c{border:1px solid var(--line);border-radius:22px;padding:38px 34px;background:#fff;position:relative}
.pk-c.feat{border:2px solid var(--navy);box-shadow:var(--shadow)}
.pk-tag{position:absolute;top:-14px;left:34px;background:var(--gold);color:var(--navy);font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;padding:6px 14px;border-radius:999px}
.pk-c h3{font-size:24px;margin-bottom:8px}
.pk-c>p{color:var(--muted);font-size:15px;margin-bottom:24px;padding-bottom:22px;border-bottom:1px solid var(--line)}
.tick{list-style:none}
.tick li{padding:9px 0 9px 30px;position:relative;font-size:15px}
.tick li::before{content:"";position:absolute;left:0;top:14px;width:17px;height:17px;border-radius:50%;background:var(--navy) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.4'%3E%3Cpath d='M5 12l5 5L20 7'/%3E%3C/svg%3E") center/10px no-repeat}
.tick.light li::before{background:var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2302442a' stroke-width='3.4'%3E%3Cpath d='M5 12l5 5L20 7'/%3E%3C/svg%3E") center/10px no-repeat}
.tick.light li{color:rgba(255,255,255,.88)}
.pk-c .btn{margin-top:28px;width:100%;justify-content:center}

/* ---- process ---- */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:28px;counter-reset:s}
.step{border-top:2px solid var(--gold);padding-top:26px}
.step::before{counter-increment:s;content:"0" counter(s);font-family:Fraunces,serif;font-size:32px;color:var(--gold-d);display:block;margin-bottom:12px}
.step h3{font-size:20px;margin-bottom:9px}
.step p{color:var(--muted);font-size:15px}

/* ---- faq ---- */
details{border-bottom:1px solid var(--line);padding:24px 0}
summary{cursor:pointer;font-family:Fraunces,serif;font-size:20px;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:20px;align-items:flex-start}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";color:var(--gold-d);font-size:28px;line-height:.9;flex-shrink:0}
details[open] summary::after{content:"\2212"}
details p{color:var(--muted);margin-top:14px;max-width:760px}

/* ---- cta band ---- */
.band{background:linear-gradient(135deg,var(--navy),var(--navy-l));color:#fff;padding:76px 0;text-align:center}
.band h2{color:#fff;font-size:clamp(30px,3.4vw,40px);margin-bottom:14px}
.band p{color:rgba(255,255,255,.8);max-width:580px;margin:0 auto 32px;font-size:18px}

/* ---- contact ---- */
.contact{background:var(--sand)}
form.main{background:#fff;border-radius:22px;padding:40px;display:grid;gap:17px;border:1px solid var(--line)}
.row{display:grid;grid-template-columns:1fr 1fr;gap:17px}
input,select,textarea{width:100%;padding:15px 17px;border:1px solid var(--line);border-radius:11px;font:inherit;font-size:15px;background:var(--cream);color:var(--ink)}
input:focus,select:focus,textarea:focus{outline:0;border-color:var(--navy);background:#fff}
form.main label{font-size:13px;color:var(--muted);display:flex;gap:9px;align-items:flex-start;line-height:1.5}
form.main label input{width:auto;margin-top:3px}
.info div{margin-bottom:28px}
.info small{display:block;text-transform:uppercase;letter-spacing:.14em;font-size:11.5px;color:var(--gold-d);margin-bottom:5px;font-weight:600}
.info p{font-size:16.5px}
.info a:hover{color:var(--navy-l)}

footer{background:var(--navy-d);color:rgba(255,255,255,.62);padding:64px 0 32px;font-size:14.5px}
.fcols{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:40px;padding-bottom:40px;border-bottom:1px solid rgba(255,255,255,.1)}
.fcols h4{color:#fff;font-size:15px;font-family:Inter,sans-serif;font-weight:600;margin-bottom:16px;letter-spacing:.02em}
.fcols ul{list-style:none;display:grid;gap:9px}
.fcols a:hover{color:var(--gold-l)}
.fcols p{line-height:1.7}
.fbot{padding-top:28px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:13.5px;color:rgba(255,255,255,.45)}
.fbot a:hover{color:var(--gold-l)}

@media(max-width:980px){
 .hero-grid,.split{grid-template-columns:1fr;gap:44px}
 .cards,.meet-grid,.pk,.steps{grid-template-columns:1fr}
 .seg,.trust .wrap{grid-template-columns:1fr 1fr}
 .fcols{grid-template-columns:1fr 1fr}
 .row,.pc-list{grid-template-columns:1fr}
 #tog{display:block}
 .menu{display:none;position:absolute;top:92px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:22px 28px;gap:16px;box-shadow:0 14px 30px rgba(0,0,0,.09);border-bottom:1px solid var(--line)}
 .menu.open{display:flex}
 section{padding:72px 0}
 .hero{padding:66px 0 76px}
 .topbar .l{gap:16px}
 .topbar .r{display:none}
 .accred p{text-align:center}
}
@media(max-width:560px){.topbar{font-size:12.5px}.wrap{padding:0 20px}.card,.pk-c,form.main{padding:28px 24px}}


/* ---- dropdown nav ---- */
.has-sub{position:relative;display:flex;align-items:center}
.has-sub>a{color:var(--navy);font-size:15px;font-weight:500;padding:6px 0;position:relative}
.has-sub>a::after{content:" \25BE";font-size:10px;color:var(--gold-d)}
.sub{position:absolute;top:100%;left:-18px;margin-top:10px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:10px;
 min-width:268px;box-shadow:0 20px 44px -22px rgba(2,68,42,.35);display:none;flex-direction:column;gap:2px}
.has-sub:hover .sub,.has-sub:focus-within .sub{display:flex}
.sub a{padding:11px 14px;border-radius:10px;font-size:14.5px;color:var(--navy);font-weight:500}
.sub a:hover{background:var(--sand)}


/* ---- inner page hero ---- */
.phero{background:var(--navy);color:#fff;padding:74px 0 78px;position:relative;overflow:hidden}
.phero::before{content:"";position:absolute;inset:0;background:radial-gradient(760px 340px at 86% 0%,rgba(201,181,151,.2),transparent 62%)}
.phero::after{content:"";position:absolute;right:-150px;bottom:-280px;width:500px;height:500px;border:1px solid rgba(201,181,151,.16);border-radius:50%}
.phero .wrap{position:relative;z-index:2;max-width:860px}
.phero .eyebrow{color:var(--gold)}
.phero h1{color:#fff;font-size:clamp(34px,4.6vw,54px);margin-bottom:18px}
.phero p{color:rgba(255,255,255,.82);font-size:19px;max-width:660px}
.crumb{font-size:13.5px;color:rgba(255,255,255,.55);margin-bottom:20px;position:relative;z-index:2}
.crumb a:hover{color:var(--gold-l)}

/* ---- long-form prose ---- */
.prose{max-width:780px}
.prose h2{font-size:clamp(26px,2.8vw,33px);margin:0 0 16px}
.prose h2:not(:first-child){margin-top:52px}
.prose p{color:var(--muted);margin-bottom:16px;font-size:17px}
.prose .tick{margin:4px 0 8px}
.prose .tick li{color:var(--ink)}
.pr{color:rgba(255,255,255,.8);margin-bottom:16px;font-size:17px;max-width:560px}

/* ---- faq sections ---- */
.faqsec{background:var(--sand)}
.faqsec .wrap{max-width:900px}
.faqpage .wrap{max-width:900px}
.faqh{font-size:26px;margin:52px 0 6px}
.faqh:first-child{margin-top:0}

/* ---- segments (who we help) ---- */
.segblock{display:grid;grid-template-columns:1fr 1fr;gap:48px;padding:40px 0;border-top:1px solid var(--line);align-items:start}
.segblock:first-child{border-top:0;padding-top:0}
.segblock h3{font-size:25px;margin-bottom:10px}
.segblock p{color:var(--muted)}

/* ---- wealth grid ---- */
.pc-list2{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:56px}
.pc-list2 .pc-item{background:var(--sand);border:1px solid var(--line)}
.pc-list2 .pc-item h4{color:var(--navy);font-size:17px;margin-bottom:6px}
.pc-list2 .pc-item p{color:var(--muted);font-size:14px;line-height:1.55}
.panel{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);border-radius:22px;padding:36px}
.panel h3{color:#fff;font-size:21px;margin-bottom:18px}

/* ---- service cards as links ---- */
a.card{display:block}

/* ---- legal pages ---- */
.legal{padding:72px 0 96px;max-width:820px}
.legal h1{font-size:clamp(32px,4vw,44px);margin-bottom:24px}
.legal h2{font-size:24px;margin:36px 0 12px}
.legal p{color:var(--muted);margin-bottom:14px}

@media(max-width:980px){
 .pc-list2{grid-template-columns:1fr 1fr}
 .segblock{grid-template-columns:1fr;gap:20px}
 .sub{position:static;display:flex;box-shadow:none;border:0;padding:4px 0 4px 12px;min-width:0}
 .has-sub{display:block}
 .has-sub>a::after{content:""}
 .phero{padding:52px 0 56px}
}
@media(max-width:560px){.pc-list2{grid-template-columns:1fr}}